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Florida Public Adjuster

Florida's hurricane & storm damage claim specialist

Country Public Adjusters serve all of Florida — with our primary hub in South Florida covering Miami-Dade, Broward, and Palm Beach counties. We handle hurricane damage, wind damage, water damage, and property insurance claims on contingency. Free inspection, zero upfront cost.

We cover the entire state of Florida — not just South Florida. Whether you're in Orlando, Tampa, Jacksonville, Naples, or anywhere in between, we can help.

FLORIDA STORM & HURRICANE CONTEXT

Hurricane country requires a specialist — not a generalist

Florida property owners face some of the most complex insurance claims in the United States. Hurricane events trigger multi-billion dollar claim volumes, coordinated insurer response strategies, and disputes over concurrent causation, wind vs. flood splits, hurricane deductible application, and coverage scope.

Country Public Adjusters has operated through multiple major hurricane events in Florida — including Irma, Ian, and Idalia — and understands the specific tactics used by Florida's largest residential and commercial insurers after catastrophe events.

We know what full recovery looks like — and we don't stop until you get there.

Florida cities we serve

Primary hub in South Florida — we serve the entire state.

Miami-Dade CountyBroward CountyPalm Beach CountyFort LauderdaleHollywoodPompano BeachBoca RatonCoral SpringsMiamiMiami BeachHialeahWest Palm BeachDoralMiramarPembroke PinesPlantationSunriseWestonDavieAventuraDelray BeachBoynton BeachPalm Beach GardensTampaSt. PetersburgClearwaterOrlandoJacksonvilleCape CoralFort MyersNaplesSarasotaTallahassee

Serving all 67 Florida counties — if your property is in the state, call us.

What we've recovered for property owners

These are real claim outcomes. Numbers reflect actual settlements vs. the insurer's initial position. All cases handled on contingency — no upfront cost.

Hurricane / Wind Damage
South Florida
10.6× increase
Insurer's Offer
$12,000
Final Settlement
$127,000

Insurer's adjuster documented only cosmetic roofing damage. Our inspection revealed structural damage, compromised trusses, and water intrusion throughout the attic. Final settlement reflected full replacement cost.

Water Damage / Flooding
East Nashville, TN
11× increase
Insurer's Offer
$8,500
Final Settlement
$94,000

Original claim filed by homeowner and immediately lowballed. We identified foundation moisture intrusion, mold propagation behind walls, and subfloor damage the insurer's report completely omitted.

Fire & Smoke Damage
Brentwood, TN
11× increase
Insurer's Offer
$15,000
Final Settlement
$165,000

HVAC system distributed smoke throughout the entire structure. We documented damage to insulation, ductwork, contents, and odor remediation costs that more than ten-folded the original settlement.

Commercial Property / Storm
Nashville, TN
11.25× increase
Insurer's Offer
$80,000
Final Settlement
$900,000

Insurer's initial offer covered only surface-level repairs. Our lead negotiator identified widespread structural damage, code compliance requirements, and business interruption losses that were entirely overlooked — resulting in a $900,000 settlement.

See All Case Results

All results represent actual claim outcomes. Individual results vary by claim complexity.

Florida public adjuster — frequently asked questions

Everything you need to know about hiring a public adjuster in Florida.

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